Start-Up Loan
Get funded even without full track record.
What is a Start-Up Loan?
A Start-Up Loan is a smaller-scale business loan designed for new businesses, offering up to $100,000 in funding. With fewer requirements than traditional loans, it’s an accessible option for businesses with limited financial history, helping you get the working capital needed to launch and grow.
How It Works
Start-Up Loans offer quick, easy funding for businesses with as little as 6 months to 1 year of operation and some revenue. Unlike traditional loans, these loans require minimal documentation and a fast approval process, making it an ideal option for new businesses.
Benefits of Collateral-Free Loans
Flexible Repayment Terms
Repay over 3 to 5 years with manageable monthly payments.
Easy Access
No collateral required—ideal for businesses without significant assets.
Fast Processing
Receive funds quickly with streamlined application and approval.
Build Your Credit
Establish or improve your credit score with timely repayments.
No Risk
No personal assets are at risk in case of minor payment delays.
Accessible, Flexible Financing for Start-Ups
A Start-Up Loan is an accessible, flexible financing solution for new businesses needing working capital. Collateral-free and with easy eligibility, it’s the perfect alternative to traditional loans, helping you overcome early challenges and accelerate your growth.
Start-Up Loan Coverage
Start-Up Loans can cover essential early-stage expenses such as:
Operating costs
Initial development expenses
Marketing and sales campaigns
Urgent opportunities that need quick funding
Eligibility Requirements
To qualify for a Start-Up Loan, businesses must:
- Be a locally registered Private Limited (Pte Ltd) or Limited Liability Partnership (LLP) (established in the last 2 years).
- Have at least 30% local shareholding and more than 50% equity owned by individuals.
- Provide a personal guarantor from a Singaporean or Singapore PR director.
Additional Information
The information provided on this page is for general information and/or discussion purposes only and does not constitute financial, legal, or professional advice. Before making any business or financing decisions, you are strongly advised to consult with qualified independent advisors.
While every effort has been made to ensure the accuracy of the information presented, Aprove Asia makes no representation or warranty, express or implied, as to its completeness, accuracy, or suitability for any purpose.
The content is subject to change without prior notice, and Aprove Asia is under no obligation to update or correct any information that may become outdated or inaccurate.
Aprove Asia shall not be held liable for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein. Any references to specific companies, financing products, or service providers are for illustrative purposes only and do not constitute an endorsement or recommendation.
Ready to Take Your Business to the Next Level?
Plan Ahead, Repay with Ease – Estimate Your Start-Up Loan Today!